TY - BOOK AU - Billingsley , Randy AU - Lawrence J. Gitman, and Michael D. Joehnk TI - Personal Financial Planning SN - 9781305636613 U1 - 332.024 PY - 2017/// CY - USA PB - Cengage Learning KW - Personal financial planning; personal KW - finance; budgeting KW - saving and investment KW - insurance; retirement planning N1 - Include Index ER -